Reliable Fiscal Services (India) Pvt. Ltd., is a professionally run service provider in banking products, set up by Mr. Jeejo Thomas, who has more than 10 years of relevant experience.
Our Vision
  1.  To emerge as the most preferred financial service provider.
Our Mission
  1. We facilitate customer specific quality products and services from banks and financial institutions.
  2. We leverage the power of our unique entrepreneurship, experience, expertise and dynamic marketing capabilities.
  3. We strive in the pursuit of excellence and customer delight by transforming into a financial services super market.
  4. We relentlessly pursue new opportunities to add value to our business.

Jeejo Thomas

Message from Chairman & Managing Director


Availability of bank finance at competitive interest rates and favorable terms and conditions are vital to the success of any business enterprise. Today, banks and Financial Institutions are offering sector specific / industry specific schemes to promote business and industries. But it is common knowledge that a business man is not in the know of specific schemes and benefits / privileges applicable to him. While he is well aware of the intricacies of his core business, knowledge on banking products and services may be limited. If he runs after banks looking for ideal products or schemes, he might end up paying a high price. The result could be even disastrous.

Here, comes the relevance of Reliable Fiscal Services (India) Pvt. Ltd.,(RFSIL) which has the expertise to identify a product which is most suited to a customer and pursue with banks. Our in depth knowledge in products and services and systems and processes in banks help us in identifying the most suitable products and arranging loans at beneficial terms within the best possible time. The customer saves a lot of time and energy as the Company takes the entire responsibility to arrange the facility from the identified banking channel. Banks charging high processing fee and levying hidden charges are avoided at this stage. We also help the client in getting his credit rating done and push for better interest rates based on the rating.

Services offered include arranging long term finance from banks and financial institutions at competitive interest rates and favorable terms and conditions, wherever applicable with appropriate subsidy and other financial benefits. We prepare Detailed Project Reports depending on the nature of the project and type of facility proposed. We help the client in submission of loan applications and follow it up with banks till sanction of limits. For arranging working capital limits, we get involved right from preparation of financial data, identification of bank and follow up till sanction. Comprehensive restructure of long term debt to bring down interest cost by proper swapping arrangement is carried out, in cases where it is warranted. Trade finance by way of Suppliers and Buyers Credit from overseas banks at very competitive interest rate are arranged in eligible cases. Going forward, we would like to offer our clients an umbrella of products and services catering to their entire financial requirements.


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Get in touch with us
Corporate Office:
Reliable Fiscal Services (India) Pvt. Ltd.(RFSIL)
1st Floor, HAG Arcade
Mariapady, U.C. College P.O.
Aluva - 683 102
Tel. No.s 0484 - 2672929 / 6535317 / 6535308