Welcome to RFSIL.

Reliable Fiscal Services (India) Pvt. Ltd. (RFSIL), a well established financial consultancy firm situated in Cochin, Kerala.
Will make your life better.
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How it works?

For Clients

RFSIL is an intermediary between banks/financial instutions & you. We understand your needs better. We have the expertise to identify a product which is most suited to a customer and pursue with the source from where it can be obtained at finer terms with in a short span of time.

We save a lot of TIME and ENERGY of our customers as we take the entire responsibility for sourcing a right product. At RFSIL, relationship do not end with sanction and disbursal of the facility. It is an ongoing relationship.

For Banks

RFSIL can proudly proclaim that there were minimal instances of any financial losses to commercial banks on account of the proposals sourced by us.
This sterling performance is the result of the utmost care exercised by RFSIL while sourcing applications.In depth analysis are being carried out before submitting the proposals to the banks.


To achive a goal, thoughts play an important role. Visualize your plans,ideas & requirements which may enhance your personal & professional life.

We will work on your behalf

Your goals are important to us so we will analyze your requirments and work relentlessly on your behalf. After receiving the requested documents from you, almost all the paper work and laisoning with banks/instutions will be managed by us.

Let us discuss & understand your need

Share your plans,ideas and requirements with us. We can stream line your thoughts & advise you the best possible solution.


While customer satisfaction is one of the main aspects of our management system, we will strive to do everything right and do our best continuously to improve. It takes endless effort on our side to maintain high customer satisfaction levels.

Our Vision: To emerge as the most preferred financial service provider.

About Us

Reliable Fiscal Services (India) Pvt. Ltd. (RFSIL), is a professionally run service provider in banking products with more than 12 years of relevant experience. Over the years we had steady grown in volumes and no major instances of irregularities with any of the partner banks. Encouraged by the success of the business model, we decided to further professionalise it by inducting experienced bankers as our consultants. Today, the team consists of several experienced bank executives retired from reputed banks.

RFSIL reaches to its clients through a number of Selected Financial Services Companies / Firms including Chartered Accountants, General Insurance brokers, Authorised Advisers and other Multi-Agency Intermediaries. These firms (professionals in their own field) have recognised the need to offer value added services to their clients and to maintain high levels of ethical standards.

Our Services

Project Finance

Preparation of detailed project reports. Syndication of long term finance from banks/institutions at competitive rates.

Working Capital

Assistance in preparation of the financial data, identification of the bank and follow up.

Debt Restructuring

Comprehensive restructure of long term debt to bring down the interest cost by proper swapping arrangement.

Import Trade Finance

Arrange trade finance by way of suppliers and buyers credit from overseas banks at competitive interest rates.

Foreign Currency Loans

We arrange foreign currency loans in US Dollers to exporters who have natural hedging at LIBOR linked rates.

Retail Loans

Have tie-up arrangements with leading banks/NBFCs for Home Loans, Vehicles loans, personal loans etc.


Yesjay is a leading consultancy firm, which specializes in providing services in the areas of Accounting, tax, Corporate Finance, Advisory Service, Corporate Secretarial works, BPO And On-Site Staffing. They are advisors and auditors to Indian companies, LLPs, Firms and Individuals. They also ensure that their clients maintain high quality management and a sound financial position.
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RFSIL Management
Consultancy Pvt. Ltd.

RFSIL Management Consultancy Private Limited is one of the emerging management consulting firms in Kerala. It has aquired collective expert knowledge and specialist experience in the field of Digitalization Services, Physical Record Management Services, Enterprise Document Management Services, Tax, Corporate Law, Corporate Finance and Accounting within the Kerala market and across a wide array of industries.

Business Partners

In the approved panel of

ICICI Bank Ltd.

IDBI Bank Ltd.

HDFC Bank Ltd.

AXIS Bank Ltd.

Kotak Mahindra Bank Ltd.

Federal Bank Ltd.

South Indian Bank Ltd.

Catholic Syrian Bank Ltd.

Indusind Bank Ltd.

Yes Bank Ltd.

SIDBI (Small Industrial Development Bank of India)

Kerala Financial Corporation


HDB Financial Services

PNB Housing Finance

TATA Capital Finservices.

Dhanalakshmi Bank Ltd.

India Bulls Home Loans

Kotak Mahindra Prime


Axis Finance


Hero Fin Corp

Bajaj Finance

Get in touch with us

Corporate Office:
Reliable Fiscal Services (India) Private Ltd.,
First Floor, Paradise Holidays,
V alanjambalam, U C College P.O, Aluva - 683102

  • Tel. No. 9847299016
  • E-mail: [email protected]
  • Website:
  • GSTIN: 32AAGCR2230Q1ZB.
  • Your Need is Our Priority

    RFSIL is avaliable on social sites